{"name":"accounts-receivable-aging-score","description":"Scores the health of an accounts receivable book from its aging profile, returning a weighted score and grade. Evaluates current share, severe (90+) delinquency, mid-bucket delinquency, DSO, and bad debt, with drivers and recommendation. Use it as an accounts receivable aging score API, AR portfolio health scorer, or receivables quality score.","price":"$0.01","method":"POST","input_schema":{"properties":{"current_pct":{"type":"number","description":"Percent of AR that is current (0-30 days)."},"past_due_30_60_pct":{"type":"number","description":"Percent 30-60 days past due. Optional."},"past_due_60_90_pct":{"type":"number","description":"Percent 60-90 days past due. Optional."},"past_due_90_plus_pct":{"type":"number","description":"Percent 90+ days past due."},"dso_days":{"type":"number","description":"Days sales outstanding. Optional, default 45."},"bad_debt_pct":{"type":"number","description":"Bad debt / write-off percent. Optional, default 2."}},"required":["current_pct","past_due_90_plus_pct"]},"input_example":{"current_pct":78,"past_due_30_60_pct":12,"past_due_60_90_pct":6,"past_due_90_plus_pct":4,"dso_days":42,"bad_debt_pct":1.5},"output_example":{"calculator":"accounts-receivable-aging-score","score":74.2,"grade":"strong","recommendation":"Proceed with standard diligence and covenant checks.","metrics":{"current_pct":78,"past_due_90_plus_pct":4,"dso_days":42},"drivers":[{"name":"severe_delinquency","score":84,"weight":0.3,"note":"4% 90+ days past due"}],"warnings":[],"source":"deterministic in-process finance calculator; no upstream API"},"x402_payment_required":true,"x402_facilitator":"https://api.cdp.coinbase.com/platform/v2/x402"}