{"name":"asset-based-lending-score","description":"Scores the risk of an asset based lending (ABL) facility, returning a weighted score and grade. Evaluates collateral coverage, collateral quality, advance discipline, monitoring cadence, and dilution, with drivers and recommendation. Use it as an asset based lending score API or ABL facility risk scorer with advance-rate and monitoring analysis.","price":"$0.01","method":"POST","input_schema":{"properties":{"eligible_collateral_value":{"type":"number","description":"Eligible collateral value (USD)."},"loan_amount":{"type":"number","description":"Loan / facility amount (USD)."},"advance_rate_pct":{"type":"number","description":"Advance rate against eligible collateral percent."},"collateral_quality_score":{"type":"number","description":"Collateral liquidity/quality, 0-100."},"monitoring_frequency_per_year":{"type":"number","description":"Collateral exams per year. Optional, default 4."},"dilution_pct":{"type":"number","description":"Receivables dilution percent. Optional, default 3."}},"required":["eligible_collateral_value","loan_amount","advance_rate_pct","collateral_quality_score"]},"input_example":{"eligible_collateral_value":4000000,"loan_amount":2800000,"advance_rate_pct":80,"collateral_quality_score":78,"monitoring_frequency_per_year":6,"dilution_pct":2.5},"output_example":{"calculator":"asset-based-lending-score","score":74.2,"grade":"strong","recommendation":"Proceed with standard diligence and covenant checks.","metrics":{"collateral_coverage":1.43,"advance_rate_pct":80,"collateral_quality_score":78},"drivers":[{"name":"collateral_coverage","score":79,"weight":0.3,"note":"1.43x eligible collateral coverage"}],"warnings":[],"source":"deterministic in-process finance calculator; no upstream API"},"x402_payment_required":true,"x402_facilitator":"https://api.cdp.coinbase.com/platform/v2/x402"}