{"name":"embedded-finance-score","description":"Scores an embedded lending, payments, or wallet program on integration quality and risk, returning a 0-100 score. Grades compliance maturity, KYC coverage, API uptime, conversion lift, and chargeback or loss rate, with grade, recommendation, metrics, and drivers. Use it as an embedded finance score API, fintech integration quality check, or compliance KYC uptime conversion chargeback scorer.","price":"$0.01","method":"POST","input_schema":{"properties":{"compliance_score":{"type":"number","description":"0-100 compliance, licensing, and control maturity."},"kyc_coverage_pct":{"type":"number","description":"Percent of users/accounts covered by KYC/fraud checks."},"api_uptime_pct":{"type":"number","description":"Recent API uptime percent."},"conversion_lift_pct":{"type":"number","description":"Conversion lift versus baseline. Default 0."},"chargeback_rate_pct":{"type":"number","description":"Chargeback/loss rate percent. Default 1."}},"required":["compliance_score","kyc_coverage_pct","api_uptime_pct"]},"input_example":{"compliance_score":84,"kyc_coverage_pct":96,"api_uptime_pct":99.7,"conversion_lift_pct":14,"chargeback_rate_pct":0.6},"output_example":{"calculator":"embedded-finance-score","score":74.2,"grade":"strong","recommendation":"Proceed with standard diligence and covenant checks.","metrics":{"conversion_lift_pct":14,"chargeback_rate_pct":0.6},"drivers":[{"name":"debt_service_coverage","score":83.6,"weight":0.3,"note":"1.42x DSCR"}],"warnings":[],"source":"deterministic in-process finance calculator; no upstream API"},"x402_payment_required":true,"x402_facilitator":"https://api.cdp.coinbase.com/platform/v2/x402"}