{"name":"inventory-finance-score","description":"Scores the risk of an inventory financing facility, returning a weighted score and grade. Evaluates turnover, obsolescence risk, advance discipline, and margin cushion, with drivers and recommendation. Use it as an inventory finance score API or an inventory turns + obsolescence + advance-rate risk scorer.","price":"$0.01","method":"POST","input_schema":{"properties":{"inventory_value":{"type":"number","description":"Eligible inventory value (USD)."},"advance_rate_pct":{"type":"number","description":"Advance rate against inventory percent."},"inventory_turns":{"type":"number","description":"Annual inventory turns."},"obsolescence_pct":{"type":"number","description":"Obsolescence / shrink percent. Optional, default 5."},"gross_margin_pct":{"type":"number","description":"Gross margin percent. Optional, default 35."}},"required":["inventory_value","advance_rate_pct","inventory_turns"]},"input_example":{"inventory_value":800000,"advance_rate_pct":60,"inventory_turns":6,"obsolescence_pct":4,"gross_margin_pct":38},"output_example":{"calculator":"inventory-finance-score","score":74.2,"grade":"strong","recommendation":"Proceed with standard diligence and covenant checks.","metrics":{"inventory_value":800000,"advance_rate_pct":60,"inventory_turns":6},"drivers":[{"name":"turnover","score":72,"weight":0.3,"note":"6 inventory turns/yr"}],"warnings":[],"source":"deterministic in-process finance calculator; no upstream API"},"x402_payment_required":true,"x402_facilitator":"https://api.cdp.coinbase.com/platform/v2/x402"}